Email: oritsp1@outlook.com
Orbit-Insurance
Orit Sperling, Licensed Insurance Agent
Licensed in NJ, NY, FL, NC, TX, & MD
Life Insurance Solutions for Families and Individuals
Life insurance is a great way to help prepare for life’s unexpected events. Like most of us, you probably worry about the future. Can we pay off the home mortgage? Will my kids get a good college education? Will we have enough money for our retirement?
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An affordable life insurance you will help secure your family’s financial future.
Understanding Life Insurance
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Interested in helping to protect your loved ones' financial future, but not sure where to begin? we’ll help you understand:
When is the best time to apply for life insurance?
How much coverage do I need?
What types of coverage are available?
How do I talk to my family and my agent about Life insurance?
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Life is all about options and choices. With a variety of coverage options and products, we can find the coverage that you need for you and your family.
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Understand the difference between Term and Permanent coverage.
Term- the greatest amount of coverage at the lowest initial cost.
Whole life insurance - for permanent coverage and cash value accumulation.
Universal life insurance - meet your current and future financial goals.
It is very understandable that life insurance is a personal decision, and not one to take lightly. We are ready to help you with information, experience, and personalized service to help you make the best choice based on your goals and preferences.